diff --git a/app/transactions/page.tsx b/app/transactions/page.tsx
index b33d112..1ffd426 100644
--- a/app/transactions/page.tsx
+++ b/app/transactions/page.tsx
@@ -157,34 +157,113 @@ export default function TransactionsPage() {
     });
   };
 
-  const toggleReconciled = (transactionId: string) => {
+  const toggleReconciled = async (transactionId: string) => {
+    const transaction = data.transactions.find((t) => t.id === transactionId);
+    if (!transaction) return;
+
+    const updatedTransaction = { ...transaction, isReconciled: !transaction.isReconciled };
+    
+    // Optimistic update
     const updatedTransactions = data.transactions.map((t) =>
-      t.id === transactionId ? { ...t, isReconciled: !t.isReconciled } : t,
+      t.id === transactionId ? updatedTransaction : t,
     );
     update({ ...data, transactions: updatedTransactions });
+
+    // Persist to database
+    try {
+      await fetch("/api/banking/transactions", {
+        method: "PUT",
+        headers: { "Content-Type": "application/json" },
+        body: JSON.stringify(updatedTransaction),
+      });
+    } catch (error) {
+      console.error("Failed to update transaction:", error);
+      // Revert on error
+      refresh();
+    }
   };
 
-  const setCategory = (transactionId: string, categoryId: string | null) => {
+  const setCategory = async (transactionId: string, categoryId: string | null) => {
+    const transaction = data.transactions.find((t) => t.id === transactionId);
+    if (!transaction) return;
+
+    const updatedTransaction = { ...transaction, categoryId };
+    
+    // Optimistic update
     const updatedTransactions = data.transactions.map((t) =>
-      t.id === transactionId ? { ...t, categoryId } : t,
+      t.id === transactionId ? updatedTransaction : t,
     );
     update({ ...data, transactions: updatedTransactions });
+
+    // Persist to database
+    try {
+      await fetch("/api/banking/transactions", {
+        method: "PUT",
+        headers: { "Content-Type": "application/json" },
+        body: JSON.stringify(updatedTransaction),
+      });
+    } catch (error) {
+      console.error("Failed to update transaction:", error);
+      refresh();
+    }
   };
 
-  const bulkReconcile = (reconciled: boolean) => {
+  const bulkReconcile = async (reconciled: boolean) => {
+    const transactionsToUpdate = data.transactions.filter((t) =>
+      selectedTransactions.has(t.id)
+    );
+    
+    // Optimistic update
     const updatedTransactions = data.transactions.map((t) =>
       selectedTransactions.has(t.id) ? { ...t, isReconciled: reconciled } : t,
     );
     update({ ...data, transactions: updatedTransactions });
     setSelectedTransactions(new Set());
+
+    // Persist to database
+    try {
+      await Promise.all(
+        transactionsToUpdate.map((t) =>
+          fetch("/api/banking/transactions", {
+            method: "PUT",
+            headers: { "Content-Type": "application/json" },
+            body: JSON.stringify({ ...t, isReconciled: reconciled }),
+          })
+        )
+      );
+    } catch (error) {
+      console.error("Failed to update transactions:", error);
+      refresh();
+    }
   };
 
-  const bulkSetCategory = (categoryId: string | null) => {
+  const bulkSetCategory = async (categoryId: string | null) => {
+    const transactionsToUpdate = data.transactions.filter((t) =>
+      selectedTransactions.has(t.id)
+    );
+    
+    // Optimistic update
     const updatedTransactions = data.transactions.map((t) =>
       selectedTransactions.has(t.id) ? { ...t, categoryId } : t,
     );
     update({ ...data, transactions: updatedTransactions });
     setSelectedTransactions(new Set());
+
+    // Persist to database
+    try {
+      await Promise.all(
+        transactionsToUpdate.map((t) =>
+          fetch("/api/banking/transactions", {
+            method: "PUT",
+            headers: { "Content-Type": "application/json" },
+            body: JSON.stringify({ ...t, categoryId }),
+          })
+        )
+      );
+    } catch (error) {
+      console.error("Failed to update transactions:", error);
+      refresh();
+    }
   };
 
   const toggleSelectAll = () => {